Syka Logo

Available in

CanadaGhanaNigeriaUnited KingdomUnited Statesand more countries

Send Money Globally, Without the heavy fees.

Syka is payment infrastructure built for African entrepreneurs to send, receive, and store value globally using stablecoins instantly, cheaply, and without discrimination.

See How It Works
The Syka app showing a wallet balance, recent transactions and the currency list for an international transfer

Moves digital dollars across borders in minutes

Simple, fast, and transparent global payments

A smiling customer using their phone, with a notification reading: You have just received $560 from John

GET A SYKA PERSONAL ACCOUNT

The Modern Financial Stack for a Borderless World

Built for African entrepreneurs facing systemic payment barriers, our modern borderless platform enables fast, transparent global transactions without unnecessary complexity.

More Than Transfers.
Your Complete Treasury Toolkit

Get Paid Faster, On Your Terms

Generate links or invoices, integrate our API, and accept USDT, USDC, and cards globally with funds arriving in seconds.

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Lightning-Flow Transfers

Send USDT globally, pay multiple recipients, and automate recurring payments with no banks or delays.

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Spendable Balance

Create secure, disposable virtual debit cards directly from your Syka balance.

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Syka virtual debit card and wallet

Your Local Presence, Anywhere

Hold USDT or USDC, convert when needed, and manage multi-currency (USD, EUR, GBP) balances in real time.

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Syka multi-currency account balances
A Syka customer smiling at her phone after a payment goes through

END-TO-END SECURITY

Send Money Globally in Three Simple Steps

Fund your Syka wallet, move money instantly across borders, convert currencies when needed, and manage spending or invoice payments from a single platform.

Built on Stability,
Guarded by Security

Gold coins held in an open hand beside a steady balance chart

Stable-Coin Powered

We use fully-backed, regulated stablecoins for predictable value.

A hand on a laptop beside a shield and bank lock illustration

Bank-Grade Security

SOC 2 compliant, encryption, and multi-sig custody protocols, operating within global compliance frameworks.

A smiling woman beside a card showing money in and money out

Transparent Wallet

You control your funds, with clear balances, real-time visibility, and no hidden restrictions.

Solutions That Fit
Your Workflow

SOCIAL PROOF

What Our Customers Have to Say

Ghana

"Finally, a financial tool that speaks my language: fast, digital, and borderless. Getting paid in USD as a freelancer was never this easy."

Esi K.

Freelancer

Countries We Currently Support

Canada flag

Canada

CAD
Ghana flag

Ghana

GHS
Argentina flag

Argentina

ARS
United Arab Emirates flag

United Arab Emirates

AED
Brazil flag

Brazil

BRL

Stop Paying The
Geography Tax.

Join thousands of African entrepreneurs competing globally with Syka.

Frequently Asked
Questions

What is Syka?

Syka lets you send money across borders. You pay in your local currency and your recipient receives theirs. Every payment is verified and screened, and you see the exact amount your recipient will get before you confirm.

Which countries and currencies can I use right now?

You can pay in Ghanaian cedi (GHS), Nigerian naira (NGN), Kenyan shilling (KES), Ugandan shilling (UGX) or Tanzanian shilling (TZS), and send to accounts in over 80 countries. More currencies and destinations are being added, and we will announce each one.

Does my recipient need a Syka account?

No. Your recipient receives the money in their bank account and does not need to sign up for anything.

How much does it cost?

The fee and the exact amount your recipient receives are shown before you confirm. There are no hidden charges.

How long will it take?

We aim to deliver within minutes, but timing depends on your payment method, the destination bank and any compliance review. An estimate is shown before you confirm.

Is my money safe?

We work with regulated partners to collect and pay out funds, verify every customer, and screen every transaction against sanctions lists.

See all questions