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Syka Payments

Cross-border payments, without the wait

Pay suppliers, contractors, and partners anywhere in the world, instantly, securely, and at competitive rates.

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Pay anyone Anywhere

Cross-border payments fail businesses in the same three places: delivery, operations, and record-keeping. Here's how Syka handles all of them.

Fast, secure and affordable payments

No intermediaries adjusting the amount on the way through. The figure shown before you confirm is the figure that arrives.

Arrives in the account your recipient uses

Bank account or mobile money wallet, in their own currency. Syka routes to the right endpoint and handles the conversion

Handles the volume your business runs at

Bulk payments, scheduled transfers, role-based approvals, and a full transaction record for every one of them.

Make payment with Syka in three simple steps

Most of the complexity stays on our side. You enter the details, confirm exactly what your recipient receives, and we handle everything in between.

Enter the details

Amount, recipient, and how they'll be paid. Before you confirm, Syka shows you the exact rate, the fee, and the figure your recipient will receive.

Send to a bank account or a mobile money wallet, in their local currency.

Save recipient details so repeat payments take seconds

Set a second approver for larger transfers before any funds are released.

We settle Recipients

Funds convert and route directly through our settlement network. No correspondent chain passing your payment through intermediaries

Lands in a bank account or mobile money wallet, in their local currency.

You get a confirmation and a reference number the moment it clears.

Every payment is logged automatically, with a full statement available to download whenever you need it.

What Our Customers Have to Say

Ghana flag

“Finally, a financial tool that speaks my language: fast, digital, and borderless. Getting paid in USD as a freelancer was never this easy.”

Alex C.

Tech Startup Founder

Nigeria flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Kenya flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Kenya flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Business owner sending a payment from their phone

Built for how you pay people

Syka Payments works both ways — businesses use it to pay suppliers, contractors, and international clients, while banks and fintechs run it as the settlement layer beneath their own products.

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Countries We Currently Support

Ghana

United Arab Emirates (AED)

Argentina (ARS)

Brazil (BRL)

Chile (CLP)

Eurozone countries (EUR)

United Kingdom (GBP)

Indonesia (IDR)

India (INR)

Mexico (MXN)

Nigeria (NGN)

Peru (PEN)

China (CNY)

United States (USD)

Thailand (THB)

Turkey (TRY)

Vietnam (VND)

Australia (AUD)

Canada (CAD)

Philippines (PHP)

Ready to move money properly?

Whether you're paying a single supplier or building the payments layer for your own product, Syka gives you the rails to do it properly.

Frequently Asked
Questions

How fast does a payment actually arrive?

Most transfers within our supported corridors settle within thirty minutes. International corridors outside our core markets typically settle within two business hours.

Do I need to understand stablecoins or hold any digital currency myself?

No. You send and receive in ordinary currency — dollars, cedis, naira, pounds, whatever your business uses. The settlement technology underneath is entirely invisible to you.

What happens if a payment fails?

Funds that cannot be delivered are returned to your balance automatically, and you're notified with the reason.

Is there a minimum or maximum transaction size?

Limits depend on your account's verification tier. Higher tiers with enhanced verification support significantly larger transactions.

How is my payment screened?

Every transaction is checked against international sanctions and politically exposed person lists before it is processed, as part of our standard compliance process.