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Treasury Management

Put your business's money to work, on your own terms

Decide when to convert, protect what you hold against currency depreciation, and earn on balances that would otherwise sit idle between transactions.

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Idle money is not neutral

Syka bridges the gap between losing to depreciation and losing to a bad rate. Your idle balances earn yield while you wait, and you convert when the rate works for you, not when a payment forces your hand.

Convert on your own schedule

Set a target exchange rate, or spread a conversion gradually across days or weeks, and Syka converts automatically the moment it's reached.

Keep balances in dollar-denominated stablecoin, while still being able to convert and spend whenever you need to.

Enable yield on funds sitting idle between transactions, every balance remains available for withdrawal at any time.

See what's coming before it arrives

Cash flow projections built from your own transaction history, so decisions about when to convert are based on where your balance is heading.

Set a target rate and be notified the moment it's reached.

Funds remain yours throughout, and a withdrawal request is typically available within twenty-four to forty-eight hours.

Every payment is logged automatically, with a full statement available to download whenever you need it.

How Treasury Management works

Eligible balances enrolled are deployed to established, audited lending protocols.

Generated return is credited back to your balance after a performance fee.

While the underlying protocols are selected for their track record and security, no return is ever guaranteed.

Funds remain yours throughout, and a withdrawal request is typically available within twenty-four to forty-eight hours.

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Manage your business across borders

Importers hold reserves ahead of a payment, exporters spread large conversions to avoid volatility. Any business earning in one currency and spending in another needs to manage that gap deliberately.

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What Our Customers Have to Say

Ghana flag

“Finally, a financial tool that speaks my language: fast, digital, and borderless. Getting paid in USD as a freelancer was never this easy.”

Alex C.

Tech Startup Founder

Nigeria flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Kenya flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Kenya flag

“Syka cut our international vendor payment costs by 85% and eliminated the 3-day wait. The virtual EUR accounts have been a game-changer for our EU clients.”

Alex C.

Tech Startup Founder

Countries We Currently Support

Ghana

United Arab Emirates (AED)

Argentina (ARS)

Brazil (BRL)

Chile (CLP)

Eurozone countries (EUR)

United Kingdom (GBP)

Indonesia (IDR)

India (INR)

Mexico (MXN)

Nigeria (NGN)

Peru (PEN)

China (CNY)

United States (USD)

Thailand (THB)

Turkey (TRY)

Vietnam (VND)

Australia (AUD)

Canada (CAD)

Philippines (PHP)

Manage your money the way a treasury desk would

Start by seeing exactly where your balances stand, and decide from there what deserves to be converted, protected, or put to work.

Frequently Asked
Questions

Is my money safe if I enable yield?

Funds are deployed to established, independently audited protocols, but as with any yield-generating product, there is no guarantee against loss. We recommend enabling yield only for balances you are comfortable holding in this way.

Can I withdraw at any time?

Yes. There is no lock-up period. Withdrawal requests are typically available within twenty-four to forty-eight hours.

Is this the same as trading cryptocurrency?

No. You are not buying, selling, or speculating on any asset. Your balance is held in dollar-denominated stablecoin and, if you choose, deployed to generate a return — you interact with it entirely in ordinary currency terms.

What if the exchange rate moves against me while I'm waiting for a target rate?

Nothing happens until your target is reached. If it never is, your order simply expires and no conversion takes place.

Do I need a minimum balance to use treasury tools?

No minimum balance is required to use conversion tools. Yield eligibility depends on your account's verification tier.